Dynamic effect of Fintech for Arctic

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Dynamic effect of Fintech for Arctic: 1. According to the loop model, write a paper that describe the effect on environment from fintech especially online banking. such as pollution and greenhouse emission, fuel consumption.
2. use the template and describe clearly that logic of loop model I upload.
3. find some real data of Arctic area to demonstrate is required)
4, result have to claim to develop fintech(online banking )in Arctic area is helpful or not.
(3. METHODOLOGY& 4. DATA DESCRIPTION AND ANALYSIS can be simplified)
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