Where to Receive the Best Services and Care
Compare Insurance Plans by State
Part 1 – Various states programs provide free or low-cost coverage to millions of families with limited income or not having access to health insurance. Develop a scenario in which an individual or family is currently making use of such a program, but plans to move to another state. Create a chart that compares your chosen program in three (3) different states and recommend a state to which the individual, or family, should move. Your chart should contain the following:
- A brief paragraph describing the scenario (e.g., elderly war veteran, pregnant woman, young girl who is visually impaired, young family, elderly couple, etc)
- Health insurance program features and characteristics (e.g., type, benefits, costs, network) – consider the Government programs, the high deductible commercial plans, the Exchange, Child Health Plus, Medicare, Medicaid, Commercial programs
Part 2 – Write a 5-page description of your decision-making process. Your reflection should address the following questions:
- What are the most important features that impacted your state choice? Consider quality ratings, access, cultural and language diversity, health literacy, networks, accreditation, MCO success in managing the populations’ needs, availability of providers, number of MCO providers in the area and more.
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